Under the Work Injury Compensation Act, employees injured at work, or who fall ill because of their work, can claim compensation from their employer without going to court and without proving the employer was at fault. Compensation covers medical expenses, wages during medical leave, and lump sums for permanent incapacity or death, within limits set by law.
Employers must buy work injury compensation insurance for all employees doing manual work, and for non-manual employees earning up to a monthly salary threshold set by the Ministry of Manpower.
Personal accident cover does not replace work injury insurance. bene focuses on benefits for office teams, and we can quote work injury compensation insurance on request.