About bene
Good benefits shouldn’t be hard to buyGood benefits shouldn’t be hard to buy
bene helps Singapore companies compare group insurance from 14 insurers, side by side and in plain English, with a licensed adviser a message away.
Why we exist
Buying benefits shouldn’t feel like a second job
Most founders and HR managers buy group insurance the same way. You ask one or two insurers for a quote, receive documents that describe similar cover in different words, and try to work out what is right for your team in between everything else on your plate.
Ward classes, as-charged limits, co-pays, panel clinics, free cover limits. These details decide what your staff pay when they fall sick, yet they are rarely set out in a way you can compare.
We started bene to change that. We put the options from the insurers on our panel side by side, explain what each line means for your team, and help you choose with the full picture in front of you.
- Every insurer’s benefits laid out the same way
- The jargon translated into plain English
- A licensed adviser on WhatsApp, not a call centre queue
- Exact quotes within the next working day
bene at a glance
What every company can expect from us
Whether you are covering your first two hires or renewing for a few hundred people.
14
insurers on our panel, compared side by side
1 day
for exact quotes, within the next working day
1:1
help from a licensed adviser, from your first quote to every renewal
S$0
for our advice. You pay the premium; the insurer pays our commission
What we stand for
Four promises we keep
They shape every quote we send and every question we answer.
- 01
Plain English, always.
If a benefit schedule needs a dictionary, we translate it. You should know what your staff get before you sign, not when they make a claim.
- 02
Side by side, never pushed.
We show every option in the same format, with its trade-offs. Our recommendation follows your team’s needs and budget, and the decision stays with you.
- 03
Open about how we’re paid.
Our advice is free for employers because the insurer you choose pays our commission. Ask what we earn on any plan we recommend and we will tell you.
- 04
Here after you sign.
A new hire to add, a claim that needs chasing, a renewal that looks high. We stay on as your adviser for as long as the policy runs.
Who we help
Built for the people who look after a team
Whether it’s your first plan or your fifth renewal.
Founders and owners
Setting up benefits for your first hires, or rethinking them as you grow. We keep the choice simple and the budget clear.
HR managers
Comparing renewals, answering staff questions and adding new joiners. You get clear answers you can pass straight on to your people.
Finance and admin
Keeping premiums predictable and the paperwork tidy. We show what each option costs and what it covers, line by line.
“Good benefits are one of the kindest things a company can give its people. Choosing them should feel just as good.”
Licensed advice
Advice you can check
Advice at bene is given by a representative of SingCapital Pte. Ltd., a financial adviser licensed by the Monetary Authority of Singapore. Both appear on the MAS public registers.
We place group cover with 14 insurers. We don’t work with every insurer in Singapore, so our comparisons cover our panel. Our disclosures set out who advises you, how we’re paid and how to raise a concern.
Our insurer panel
See what your team could get
Tell us your headcount and the covers you want. We will come back with options side by side within the next working day.