Group insurance for with cover costs about S$7,500 to S$17,800 a year.
Yearly prices from 7 group insurance providers for the same team and cover, listed A to Z, never ranked. Then we get exact quotes from up to 16 insurers and say which plan fits.
Yearly prices, side by side
Not a quote
AIAFlexi Vital Care Plus
S$11,900 to S$14,700
S$1,190–S$1,470 per employee
HSBC LifeBenefits+ Business
S$14,500 to S$17,800
S$1,450–S$1,780 per employee
IncomeEmployees FlexCare
S$7,900 to S$9,800
S$790–S$980 per employee
PrudentialPRUTreasures Flexi II
S$7,500 to S$9,300
S$750–S$930 per employee
Raffles HealthRaffles Corporate Care Enhanced III
S$10,500 to S$13,000
S$1,050–S$1,300 per employee
SinglifeMyBenefits Plus
S$7,900 to S$9,800
S$790–S$980 per employee
Tokio MarineTM Deluxe
S$9,500 to S$11,700
S$950–S$1,170 per employee
Standard cover: Public single room · GP & specialist · S$100,000 life cover. Listed A to Z, not ranked. Based on published small-business rates and typical office ages (mostly 20s–40s), with a minimum ±10% range. Assumes office work and a new policy. Includes 9% GST where applicable. Rates can change; the insurer’s own quote is definitive.
See what each plan includesWhich one is best?The one that fits your team.
No plan is the cheapest or the strongest on everything, which is why we list insurers A to Z instead of ranking them. Three things about your team decide the fit.
- Who you cover
- Ages, and whether spouses and children join. Premiums rise with age, so a team with more older staff pays more.
- What they will use
- A team that sees the GP often gets more from strong outpatient cover; one that rarely sees a doctor may care more about hospital limits.
- Your budget and timing
- A budget per head, or a renewal date coming up, narrows the choice quickly.
We say which plan fits, with the numbers. S$0 for advice; the insurer pays us.
Two insurers, field by field
Hospital, outpatient, dental, eligibility and claims for two insurers in the same fields, with the source behind every line.
Every insurer profile- Singlife vs AIA for employee benefitsA configurable plan against a menu of plans and add-ons
- Income Insurance vs Singlife for employee benefitsTwo small-team options with different benefit structures
- AIA vs Income employee benefits in SingaporeAIA's range of plans and add-ons against Income Employees FlexCare
Exact quotes from up to 16 insurers, by the next working day.
Tell us about your team once. We do the comparing and say which plan fits. S$0 for advice; the insurer pays us. No obligation to buy.
Our panel of 16 insurers
How these prices and comparisons work
How the price ranges are worked out
Each range comes from the insurer's published small-business rates for a typical office team (mostly 20s to 40s), with at least 10% either side. It assumes office work and a new policy and includes 9% GST where it applies.
Every insurer is priced for the same team and cover and listed A to Z, not ranked. Rates can change; the insurer's own quote is definitive.
How the side-by-side comparisons are built
Every comparison uses the same benefit categories and identifies the exact product scope in each column. Where a field is not verified, the table says so rather than leaving a blank that reads like an answer.
What we do not do
- We do not rank insurers or call one the best or cheapest.
- We do not compare prices without a stated, identical premium basis.
- We do not treat a ticked feature as proof of usable cover.
- We do not publish a recommendation here; a personalised recommendation is a separate conversation.
Are these prices quotes?
No. They are estimates from published small-business rates for a typical office team. Your exact premium depends on your staff's ages, claims history and underwriting, and we get it from each insurer, aiming for the next working day.
Do these comparisons tell me which insurer to pick?
No. They line up what our sources confirm so you can ask better questions. The decision depends on your group, your budget and how the cover will be used.
Why do some fields say not verified?
Because our reviewed sources do not confirm that feature for that insurer. Not verified means unknown, not that the feature is absent.