Ward class

A ward label must be read with the hospital category and the policy’s definition. The cited Singlife brochure, for example, distinguishes bed entitlements within government/restructured and private hospitals.

Compare the same accommodation basis across quotes. A daily dollar limit and a named ward entitlement cannot be treated as identical without checking the terms.

Before admission, ask how the actual ward affects the entire bill calculation, including any pro-ration. An employee’s preference does not establish the insured entitlement.