MSIG’s referenced professional-indemnity proposal states that claims must be made and notified during the insurance period. Check the accepted policy’s full timing provisions.
Before switching insurers, map the date of the alleged work, when a complaint emerged, when the claim was made and when it was reported. Send the timeline to the adviser rather than guessing which policy responds.
Read the retroactive date and known-circumstance exclusions alongside the reporting provisions. An uninterrupted premium-payment history alone does not answer a coverage question.
Sources
- MSIG Singapore: Professional Indemnity proposal form PI010522
Page 1: claims-made notice and subrogation; page 4: previous cover, retroactive date and claim history.
Reviewed 23 October 2026 · Source details