Insurer cover
Singlife group insurance for employers (MyBenefits Plus)
· Last reviewed 23 October 2026
Singlife's MyBenefits Plus is a corporate plan the employer configures by choosing a plan and a coverage level, not a single fixed package. Note the exact condition on acceptance: Group Term Life and Group Living Care sums assured above S$150,000 require underwriting, and guaranteed acceptance is not cover for every pre-existing condition.
What Singlife costs
Yearly, for hospital + GP cover at standard level · GST included
Not a quote
SinglifeMyBenefits Plus
S$7,900 to S$9,800
S$790–S$980 per employee
Estimates from published small-business rates for a typical office team. Rates can change; the insurer’s own quote is definitive. See all 7 insurers side by side.
S$0 for advice; the insurer pays us. Exact quotes by the next working day, or WhatsApp us.
What the sources say
Singlife — MyBenefits Plus. MyBenefits Plus basic plans and supplementary riders, based on the official product page, FAQs and June 2025 brochure. Benefits depend on the selected plan.
Facts last reviewed 23 October 2026.
- Hospitalisation
Group Basic Medical reimburses eligible hospitalisation and surgery costs; benefits and hospital choice depend on the selected plan.
SourcesSinglife
Source version: Brochure accurate as at June 2025; current selected terms require confirmation
Reviewed 23 October 2026
- GP and outpatient
Group Outpatient Medical is a rider to Group Basic Medical or FWMI; GP consultation benefits depend on the selected schedule.
SourcesSinglife
Source version: Brochure accurate as at June 2025; current selected terms require confirmation
Reviewed 23 October 2026
- Specialist care
Outpatient specialist consultations and diagnostic tests are described in the outpatient rider, with referral requirements and scheduled limits.
SourcesSinglife
Source version: Brochure accurate as at June 2025; current selected terms require confirmation
Reviewed 23 October 2026
- Dental
Group dental rider attached to Group Basic Medical; panel dentists; limits apply per insured person, not per family. Confirm the selected plan’s monetary limits.
SourcesSinglife
Reviewed 23 October 2026
- Traditional Chinese medicine
TCM benefits are listed for selected outpatient plan options, subject to visit and policy-year limits; they are not included in every option.
SourcesSinglife
Source version: Brochure accurate as at June 2025; current selected terms require confirmation
Reviewed 23 October 2026
- Wellness
Not verified
Reviewed 23 October 2026
- Claims
The claim-history FAQ describes status tracking through the Singlife app and MySinglife portal. It states accuracy 20 March 2024; confirm current access with the employer. Processing time is not verified.
SourcesSinglife
Reviewed 23 October 2026
- Eligibility
Minimum two employees; maximum entry age 69 at next birthday; the company chooses uniform or job-category benefits; dependants must be legally substantiated and covered at the same level; cover is limited to Singapore-based employees and dependants. The source states accuracy 20 Mar 2024, so reconfirm on a current quote.
SourcesSinglife
Reviewed 23 October 2026
- Limitations
Group Term Life and Group Living Care sums assured above S$150,000 require underwriting. Guaranteed acceptance is not the same as cover for every pre-existing condition.
SourcesSinglife
Reviewed 23 October 2026
- Optional benefits
The brochure lists Living Care, Major Medical, Outpatient Medical and Dental supplementary plans; each attaches to specified basic cover.
SourcesSinglife
Source version: Brochure accurate as at June 2025; current selected terms require confirmation
Reviewed 23 October 2026
- Maternity
Not verified
Reviewed 23 October 2026
- Mental wellness
Group Basic Medical lists inpatient psychiatric treatment after a 10-month waiting period: within the per-disability limit on Plans 1 to 5, and up to S$2,000 on Plan 6. Confirm the selected schedule.
SourcesSinglife
Source section: Group Basic Medical schedule, item 4
Source version: Brochure accurate as at June 2025; current selected terms require confirmation
Reviewed 23 October 2026
- Telemedicine
Not verified
Reviewed 23 October 2026
- Employee assistance
Not verified
Reviewed 23 October 2026
- Panel and network
Group Outpatient Medical pays panel GP visits as charged, and Group Dental gives cashless visits to panel dental clinics. Singlife publishes GP and dental panel listings for MyBenefits Plus; confirm current clinics for the selected plan.
Source section: Group Outpatient Medical and Group Dental schedules; product page panel listings
Source version: Brochure accurate as at June 2025; current selected terms require confirmation
Reviewed 23 October 2026
“Not verified” means bene has not confirmed this from a published source for this product. It does not mean the benefit is not offered.
Reviewed means we checked the wording against the sources below on that date. It is a source check, not clinical, legal or underwriting approval.
Questions to put to Singlife
- Which plan and coverage levels are available for our headcount and job classes?
- Which sums assured does the guaranteed-acceptance wording apply to, and what underwriting applies above S$150,000?
- How are pre-existing conditions assessed for employees and dependants, and are they covered or excluded?
- Are outpatient, specialist or TCM benefits available, and on what terms?
- How are claims submitted, and what is the service commitment?
How to use this profile
Read the cover table on this page as the source of the facts, and use this page for the questions it raises. Where a field is not confirmed, treat it as something to ask Singlife about rather than a feature that is absent.
Eligibility rules matter before you compare prices: our reviewed FAQ source states a minimum of two employees, a maximum entry age of 69 at next birthday, and cover limited to Singapore-based employees and dependants, and it says it was accurate on 20 Mar 2024. Reconfirm all of that on a current quote, and ask for the eligibility rules that apply to your census.
Questions
Does Singlife cover pre-existing conditions?
Guaranteed acceptance is not cover for every pre-existing condition; the source ties underwriting to specific sums assured, so ask how conditions are assessed.
SourcesSinglife
What is the minimum number of employees for Singlife?
The reviewed FAQ source states a minimum of two employees, and says it was accurate on 20 Mar 2024, so reconfirm with a current quote.
SourcesSinglife
Is dental included with Singlife?
A group dental rider attaches to Group Basic Medical, using panel dentists, with limits per insured rather than per family.
SourcesSinglife
Sources for this page
- Employee benefits claim history FAQ
FAQ states accuracy 20 March 2024. Describes claim-status access, not a current claim-processing turnaround guarantee.
- MyBenefits Plus (corporate insurance)
Official product page, opened 2026-10-23. Plan and coverage options can change; reconfirm against a current quote.
- MyBenefits Plus brochure (June 2025)
Official brochure retrieved 23 October 2026; states information accurate as at June 2025. Pages 3–4 describe basic cover and riders. Confirm the selected plan and current policy terms.
- MyBenefits Plus general FAQs
FAQ page states it was accurate on 20 Mar 2024; eligibility figures may have changed, reconfirm with a current quote.
- MyBenefits Plus group dental FAQ
Describes the dental rider and panel arrangement; no exact monetary limit is stated on the page.