Begin a quotation request with the work you perform, where you operate and who may enter or be affected by the premises. Include off-site activity and contractual requirements.
Do not assume cover for professional advice, employee injury or damage to property in your custody. Ask which exposures require another policy or a specific extension.
The practical guide explains what to collect and which differences to compare. This definition does not establish cover for a particular accident.
Sources
- Income Insurance: Customise your commercial insurance
Property and liability coverage descriptions
Reviewed 23 October 2026 · Source details