Occupation class

The cited Income brochure distinguishes occupation classes. A class number has meaning within that insurer’s rules; it should not be assumed identical across quotations.

Describe the actual duties, locations, travel, manual work and machinery exposure. A broad job title such as “manager” may leave out the activity the insurer needs to assess.

For a mixed team, ask how employees are allocated and how changes in duties should be reported. Keep the same duty descriptions in every comparison request.