Group critical illness (GCI)

A diagnosis alone does not establish entitlement: the listed condition, severity definition and other policy requirements matter.

An accelerated benefit can reduce the related life cover when paid. The cited Singlife brochure describes this interaction for its Group Living Care rider; check the arrangement in the actual quote.

Ask whether the benefit is accelerated or additional, which definitions apply and what remains after a payment. Avoid comparing only the number of conditions listed.