Read the selected schedule for hospital category, ward entitlement, surgical benefits and applicable limits. The label GHS alone does not tell HR which bill items will be paid.
Income’s FlexCare product description includes hospital and surgical cover among its main plans. Other insurers may use different benefit names or structures.
Before a planned admission, ask for a coverage and payment-process explanation using the actual policy. Keep any employee out-of-pocket amount distinct from the hospital’s initial estimate.
Sources
- Income Insurance: Employees FlexCare (group insurance for employees)
Reviewed 23 October 2026 · Source details