“Free” refers to the underwriting threshold, not a zero premium. It is not a promise that every person is eligible or that all conditions are insured.
Singlife’s cited MyBenefits Plus brochure identifies an underwriting threshold for specified benefits. Treat it as a product example; use the current accepted terms for your chosen cover.
Ask how age, employment status, late enrolment and cover increases affect the threshold. Record any pending underwriting separately from cover already confirmed in force.
Sources
- Singlife: MyBenefits Plus brochure (June 2025)
Reviewed 23 October 2026 · Source details