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Bene sources policy

Last reviewed 23 October 2026

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Bene uses primary sources for regulatory and product claims and keeps the source, access date and review date with the content. A date checked by Bene is not the date an insurer changed a policy. Missing evidence stays unknown rather than being filled with assumptions.

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On this page

  • Which sources take priority?
  • How is a source linked to a claim?
  • What do the dates mean?
  • What triggers a new review?
  • Questions
  • Related resources

Which sources take priority?

For regulatory statements, use the relevant Singapore agency or legislation. For a named product, prefer the current official wording, schedule or brochure and identify the selected version. An insurer’s range overview supports range-level descriptions, not every employer’s entitlement.

For an actual purchase or claim, use the applicable accepted quotation, schedule, endorsements and policy terms. Public educational material does not override them.

How is a source linked to a claim?

Guide sections and FAQs list their supporting source IDs. Product facts carry field-level references. The public source register derives the pages affected by each source, including comparisons that reuse product data. This lets a change be reviewed where it matters rather than only on the original insurer page.

What do the dates mean?

Source date definitions
Date or fieldMeaning
AccessedWhen the source was retrieved for review
Last reviewedWhen Bene checked the cited content
Published or source versionA date or edition explicitly stated by the publisher, when known
Effective dateOnly stated when supported; a review date is not substituted
Not verifiedNo supported value recorded within this product scope; not an exclusion

What triggers a new review?

  • A new insurer brochure, policy version or quoted term contradicts the published fact.
  • A regulator updates the rule or effective date.
  • A reader reports an error with a source or location.
  • A source link fails or redirects to materially different content.
  • A scheduled editorial review finds a stale document or unsupported statement.
  • Open the source register
  • Report a correction
  • Read editorial standards

Questions

Does a recent review date guarantee every policy is current?

No. The source version and scope matter. An older document checked today remains an older document until the insurer confirms current terms.

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Tell us about your team. We lay out plans from our panel of 16 insurers side by side and aim to send exact quotes within the next working day. Our advice is free: the insurer pays our commission.

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