Income’s FlexCare description includes TPD within group term life, with a specified age restriction. Other products can define the benefit differently.
Ask for the full definition, assessment requirements, applicable age limits and payment structure. Inability to perform a current role should not be presented as automatic entitlement.
Explain this cover separately from short-term sick leave, accident benefits and medical-bill reimbursement. Those benefits answer different questions and may have different triggers.
Sources
- Income Insurance: Employees FlexCare (group insurance for employees)
Reviewed 23 October 2026 · Source details