Singapore’s public hospitals were restructured into government-owned companies from the 1980s, so insurers and hospitals call them restructured hospitals. Singapore General Hospital, Tan Tock Seng Hospital and National University Hospital are examples.
Group hospital plans often state their ward entitlement in these terms, such as a 1-bed ward in a restructured hospital. Bills in restructured hospitals are usually lower than in private hospitals, so plans limited to restructured hospitals cost less.
If an employee on such a plan is treated in a private hospital, the plan usually pays only what it would have paid in a restructured hospital, or a proportion of the bill.
