Eligibility and participation rules are product-specific. Income’s FlexCare information, for example, sets conditions for extending cover to dependants; it is not an unrestricted right to enrol any relative.
Ask which relationships qualify, the entry and renewal ages, the required evidence and whether participation is compulsory for an eligible class. Confirm how a newborn or newly eligible spouse is added.
Price employee-only and family options separately. Decide who pays each premium and explain what happens when the employee leaves or the family member ceases to qualify.
Sources
- Income Insurance: Employees FlexCare (group insurance for employees)
Reviewed 23 October 2026 · Source details