An “as-charged” label does not remove an annual cap, excluded treatment, ward restriction or cost-sharing requirement. Read the label together with the schedule and wording.
For example, an as-charged benefit with a hypothetical S$50,000 annual limit cannot pay unlimited bills. This is an illustration, not an insurer quotation.
When comparing quotes, ask which individual items are as charged and which still have their own limits. Record both the item rule and the overall cap.
Sources
- Singlife: MyBenefits Plus brochure (June 2025)
Reviewed 23 October 2026 · Source details